Question and Save Money

We often think we live independent lives where we act as rationale people who make informed and conscious choices.

We often don't realise there is a lot of subtle persuading happening around us to make us spend money. 

To make yourself freer from this advertising, consider the below three tips when purchasing products / services:

 

Question Who Is Biasing You: 

Advertising is all around us; it subconsciously tells us what to buy and when. Advertising doesn't have to be bold adverts of Gigi Hagid (although I wish I looked like her, and I'm sure buying the clothes she models will make me look like her...). Advertising comes in more subtle forms. 

A realisation came while adding (what I perceived was) an obscene amount washing detergent to my washing machine (exciting life, I know). I added that amount, as the packaging "recommended" me to do it. 

Why such a high "recommendation"? So I'll use the detergent quickly and go buy more.

Did I really need to use that much? No. 

Question who is biasing you. How often something should be used, how much should be used, when it should be replaced; is is really necessary? It feels good when you outsmart the seller. 

 

Don't Be Ignorant

My boiler broke recently; I've complained about it already on this site!

After finding a plumber who quoted me a seriously (aka obscenely) high amount (i.e they saw clueless girl, and added a "0" to their quote) I:

  1. Googled the parts he was quoting for, and found them cheaper (5 minute exercise)
  2. Emailed them over to him, and asked if I could buy the parts if he did the boiler service (5 minutes tops, but the satisfaction (in my head) of watching him realise that I knew he was trying to fleece me)
  3. Found a comparison website for tradespeople: Rated People (I was pissed off by this point). They provided me with someone:
    1. more professional
    2. lower priced, with
    3. past reviews 

 

Don't be ignorant

Time is of the essence, but don't throw money away. Comparison sites provide an excellent and quick cross reference. Here are a couple below:

 

Break through the BULLS**T

Here are three other stress free ways to cut spending: 

  1. Cleaning products; I'm meant to own cleaning products that clean the bathroom, clean the kitchen, clean the surfaces, clean furniture,  clean sinks / showers...it's a lot of chemical I'm being asked to buy in the name of having a clean flat. Reduce the number of products you have in your cupboard and save money. I'm also an advocate of reducing your exposure to these chemicals in general; try some more natural forms of cleaners. Did you know that half warm water and half white vinegar can be used to clean windows or that baking powder is strong enough to clean your toilet? 
  2. Phone upgrades; if it's not broken why do we upgrade? Invariably we have to pay more...for a better camera. As my Instagram will testify, despite best efforts, photography is not my forte. My friends that have this passion though, tend to own very nice actual cameras for the purposes of photography. Just because it's hype doesn't mean you need to buy it!
  3. Disposable anything; napkins, plates, cups, cutlery...you are literally throwing money away. I get that sometimes you need an additional number of cups for a party, but get ones that can be reused again. Buy something that lasts, and don't clog up our landfill unnecessarily. 

 

Photo from the beautiful unsplash.com

Wee Scot Finance